Privacy Policy

Privacy Policy (Updated – 2026 Standard)

Effective Date: [05/12/2026]
Last Updated: [05/12/2026]

1. Introduction

Yapacopia, Inc. (“Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting it through this Privacy Policy.

This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you use our websites, applications, and services (collectively, the “Services”).

By using our Services, you acknowledge that you have read and understand this Privacy Policy.

2. Scope

This Privacy Policy applies to information we collect:

• On our websites and digital platforms
• Through forms, quote requests, and communications
• From third parties and partners
• Through automated technologies (cookies, pixels, etc.)

This policy does not apply to:

• Third-party websites or services
• Insurance carriers or providers you are matched with

3. Information We Collect

A. Information You Provide

• Name, address, email, phone number
• Insurance-related details (property, auto, business info, etc.)
• Any information submitted through forms or quote requests

B. Automatically Collected Information

• IP address
• Device and browser type
• Usage behavior and interactions
• Cookies and tracking technologies

C. Information from Third Parties

• Data providers
• Marketing partners
• Insurance carriers
• Public databases

4. How We Use Your Information

We use your information to:

• Provide insurance quotes and match you with providers
• Operate and improve our Services
• Communicate with you (including marketing and service updates)
• Verify identity and prevent fraud
• Comply with legal obligations

5. Lead Generation & Data Sharing (Important)

When you submit a quote request:

• Your information may be shared with insurance carriers, agents, or partners (“Service Providers”)
• These providers may contact you via:
  • Phone calls
  • Text messages
  • Email
  • Automated dialing systems

TCPA Consent Language

By submitting your information, you expressly consent to being contacted (including via autodialer, prerecorded calls, and SMS) by us and our partners, even if your number is listed on any Do Not Call registry.

Consent is not required to purchase any goods or services.

6. How We Share Information

We may share your information with:

A. Service Providers

For operations like hosting, analytics, marketing, and customer support.

B. Insurance Providers / Partners

To fulfill your quote requests.

C. Business Transfers

In connection with mergers, acquisitions, or asset sales.

D. Legal Compliance

When required by law, subpoena, or to protect rights.

7. Cookies & Tracking Technologies

We use:

• Cookies
• Pixels
• Analytics tools

These technologies help us:

• Understand user behavior
• Improve performance
• Deliver targeted advertising

You can control cookies through your browser settings.

8. Your Privacy Rights (California – CPRA)

If you are a California resident, you have the right to:

• Know what personal data we collect
• Access your data
• Delete your data
• Correct inaccurate data
• Opt-Out of Sale/Sharing of personal data
• Limit Use of Sensitive Personal Information

To exercise your rights:

Contact us at: [Insert Email]

We will verify your identity before processing requests.

9. “Sale” or “Sharing” of Information

Under California law, some data sharing for advertising or lead generation may be considered a “sale” or “sharing.”

You have the right to opt out.

Include a link on your website:
“Do Not Sell or Share My Personal Information”

10. Data Retention

We retain personal information only as long as necessary for:

• Business purposes
• Legal compliance
• Dispute resolution

11. Data Security

We implement reasonable administrative, technical, and physical safeguards.

However:
No system is 100% secure. Use of our Services is at your own risk.

12. Children’s Privacy

Our Services are not intended for individuals under 18.

We do not knowingly collect data from minors.

13. Third-Party Links

We are not responsible for the privacy practices of third-party websites or services.

14. International Users

Our Services are operated in the United States.
By using them, you consent to data transfer to the U.S.

15. Changes to This Policy

We may update this Privacy Policy at any time.
Updates will be posted with a revised “Last Updated” date.

16. Contact Information

Yapacopia, Inc.
Email: [Insert Email]
Address: [Insert Business Address]

17. Additional California Disclosures

Categories of Personal Information Collected:

• Identifiers (name, email, phone)
• Commercial information (insurance inquiries)
• Internet activity
• Geolocation data

Categories of Third Parties:

• Insurance carriers
• Marketing partners
• Analytics providers