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    United Policyholders Survey on the 2015 Valley Fire, Lake County, California
  • 53% of survey respondents do not have enough insurance to cover the cost of repairing, replacing or rebuilding their house by an average of $103,000
  • 64% of survey respondents reported they do not have enough insurance to replace their belongings by an average of $87,600
  • 53% of survey respondents reported that their insurance company did not explain depreciation and what they need to do to collect the full replacement value on depreciated items.

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