Frequently Asked Questions

What is Yapacopia?

Yapacopia is the best way to find and buy insurance. Yapacopia connects you to Insurance providers that are licensed in California and are Registered with the FAIR Plan.

What is an independent insurance broker?

An independent insurance broker is an insurance professional that works with multiple insurance companies. They are not limited to a single insurance company, but have acquired the knowledge and network to find the best insurance fit for their customers from many insurance companies. Independent brokers sit on your side of the table, and they use their expertise and knowledge of the local marketplace to represent you to the entirety of the insurance market. When you can choose among many insurance companies for your needs you often get a better product, a better price, or both.

How does it work?

Any individual, family, or business seeking insurance can use Yapacopia. Our site puts that person in touch with an independent insurance broker that will search their needs in the insurance marketplace. The broker will present you with options from multiple insurance carriers, and discuss with you the values and benefits of the best choice.

How does Yapacopia make money?

Yapacopia charges a fee to the independent broker when they find a new customer through our service. There are no fees or costs passed on to the customer from using our service.

Who can I talk to with questions about this service?

Our Yapacopia provider partners can answer all of your insurance questions, and most of your questions about the Yapacopia service. If you have questions you would like answered before using the service, send them to info@Yapacopia.com and we will reply.

Do you offer rental insurance?

Yes, ask your chosen broker for assistance.

FAQs for Brokers and Agencies

What is Yapacopia?

For an agency, Yapacopia is a customer acquisition site offering a success only model, meaning you pay a fee only when you win a new customer and bind insurance.

What are the costs of working with Yapacopia?

Insurance Brokers Fees and Costs

Insurance brokers, upon approval, will receive prospect requests for quoting in real time through our system. A prospect will be sent to ONLY ONE broker as chosen by Yapacopia. Notification of a new lead is real time by our MatchUP PRO app, avialable in the Apple App Store and for android in Google Play. There is no cost to the broker for this lead, and they are required to accept the lead within 5 minutes or it will be re-assigned to another broker. The broker, upon accepting the lead, will contact the prospect and quote their insurance needs. Lead actions, updates, and outcomes are handled by the broker in the Yapacopia MatchUP PRO app. Billing is done monthly. Any policy cancelled within 3 months (proof of cancellation required) results in no billing. Policies in force for 3 or more months are fully billed.

Property & Casualty (P&C)

4% of premium for new policies, 3% of premium for renewals. This is for Personal Lines and Professional Lines.

Health, Group Policy and Individual (Applies to all lines of insurance coverage: medical, dental, vision, life/ad&d, short and long-term disability)
30% of commission the first year, 25% of commission renewal years

Life
25% of first premium year commission

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What are the benefits of working with Yapacopia?

1) Low cost of customer acquisition. It usually takes 2-3 years to recoup the cost of acquiring a new client, with Yapacopia’s success only model, you pay only for the clients you retain, and you make money on them from year one (see previous question).
2) Yapacopia delivers motivated, quality prospects. Is there a better kind?
3) Repeat business and quality referrals.

How does it work?

Apply on the Yapacopia website to be listed as an independent broker. You will be notified quickly if you qualify. If you are approved, accept our terms of service and you will be listed as an independent broker on the site.